An account built around your needs
A move abroad, a business sale or a life across several countries can make ordinary banking awkward. We help find a suitable personal account, prepare a coherent application and follow through on the accepted opening engagement. Start with the functions you need; we will assess the available route before you commit.
Find a credible account match
We assess residence, citizenship, funding, expected balances and intended payments against the institutions available for your profile.
Prepare the application
We coordinate the institution-specific checklist, explain missing evidence and help make the account purpose and funding history clear.
Follow through to opening
We coordinate the accepted application and follow-up questions, including suitable alternative routes where needed within the agreed engagement.
Make the account usable
We confirm the agreed handover: account access, funding instructions and the payment or card functions included in the selected route.
When this service fits
- You need to receive documented earnings, dividends, savings or sale proceeds in your own name.
- You are relocating or managing personal finances across more than one country.
- Your existing account cannot support the currencies, payment destinations or access you need.
Remote or in person?
Remote opening
Potentially suitable where the institution accepts your residence, identity documents and funding profile through its remote process. Confirm whether every account holder can complete verification remotely.
In-person opening
A branch or relationship-manager appointment may be required. We establish who must attend, what originals to bring and whether any steps can be completed before travel.
Online start, later appointment
An online application can still lead to a video interview, document certification or a branch visit. We confirm the whole route, including activation, rather than treating form submission as opening.
Know the complete cost
We quote after assessing the account holder and the route. The proposal separates the opening work from the institution’s requirements and other costs.
Our opening fee
Quoted after profile assessment, with the accepted scope and suitable-account criteria.
Institution charges
Confirm opening, maintenance, transfer, card and currency-conversion charges for the selected account.
Balances and funding
An opening deposit or required ongoing balance is money held in the account, not our service fee. Any requirement is confirmed for the selected route.
Documents and travel
Certification, translation, courier costs or a visit are separate if needed; identify these before committing.
Our accepted-engagement assurance
After matching the profile and accepting the engagement, our aim is a suitable opened account. If we cannot obtain one, we refund the Offshore Capitalist fee. The client must accept a suitable account we obtain. This does not promise universal eligibility or approval by a named bank.
Opening process & timing
The sequence is clear; the duration depends on the selected institution, complete documents and any required appointments. We confirm the expected route-specific timetable before engagement.
01Define the account you needBefore engagement
Tell us where you live, your citizenships, the expected opening balance and how the account will be used. Identify essential currencies, payment routes, cards and any planned move.
02Agree the route and feeAfter the profile assessment
We confirm the suitable account criteria, remote or in-person requirements, expected dependencies and the accepted scope. The institution remains responsible for its decision.
03Complete the evidence fileDepends on document readiness
Prepare the requested identity, address, tax and funding evidence. Resolve differences between names, addresses or account ownership before submission.
04Application and verificationInstitution-dependent
Complete the selected application, identity checks and any appointment. We coordinate follow-up; additional questions or missing evidence can change the timetable.
05Funding and handoverAfter approval and activation requirements
Follow the institution’s funding instructions and confirm the agreed access and functions. Keep the documents and account terms needed for ongoing use.
Document checklist
Track your preparation in this browser. The selected institution confirms the final requirements for your application.
Details that make a difference
Choosing by country alone
The useful question is whether the particular institution accepts you and supports the transactions you need.
A changed residence
A planned move may affect eligibility or require a later update. Include it in the initial assessment.
Unclear funding history
Moving funds through several accounts does not explain their origin. Prepare a consistent record of how the money was earned or received.
Why work with Offshore Capitalist?
We look at the banking alongside your actual international life. Residence, a company distribution, a relocation and an investment sale can all affect the application. Our role is to connect those facts and carry the accepted opening work through to a suitable result.
Questions about this service
Can you open an account without me travelling?
We assess remote options first if travel is a constraint. Availability depends on your residence, documents, account purpose and the institution. Remote account management after opening does not necessarily mean remote opening.
Can I choose a particular bank?
Tell us your preference and essential features. We assess the fit before accepting the work. The suitable-account assurance does not promise approval by a named bank.
Can this include a joint account?
Mention every intended holder at the inquiry stage. Their residence, identity, tax declarations and verification requirements may differ; availability is assessed for the complete application.
How quickly can the account be opened?
We give a route-specific expectation after the profile and documents are reviewed. Preparation, appointments, compliance review and activation are separate stages, so a universal completion date would be misleading.
Let’s assess your opening options
Tell Tijana and the team where you live, the account’s purpose, approximate funding and whether you can travel. Please leave identity documents and account statements out of the initial inquiry.
Start a free inquirySources & research notes1 reference
Official-source examples checked 2026-10-13. The chosen institution supplies the application-specific checklist.
These official references illustrate institution-specific requirements. They do not imply a partnership, an available Offshore Capitalist route or acceptance of a particular applicant.
Personal overseas banking
HSBC’s overseas-account guide separates destination eligibility from the application route. It describes online, branch and International Banking Centre options, with a visit required in some locations. This is an institution-specific example, not our provider list.
- HSBC Expat: A provider example of destination-specific eligibility and online, branch or International Banking Centre application routes. Not a list of Offshore Capitalist providers.